Renters Insurance

Renters Insurance In Pennsylvania

Many Pennsylvania residents find themselves needing to rent, either due to a temporary move or they are not ready to purchase a home. At Bridgeway Insurance Group, we have several clients who rent regularly and seek out the protection available to them when they purchase renters’ insurance.

What is Renters Insurance?

This insurance policy is provided specifically to the tenant leasing a property from a landlord for temporary living. Should the home or apartment you are renting fall victim to any damage, the policy that the landlord carries will not cover anything that belongs to you as the renter. In many cases, this leaves renters out with damaged property and forced to cover replacement costs independently.

Property Protection

When you first draft your renter's insurance policy, it is important to list the different items that you own so that they can be replaced in the event of a disaster or unexpected tragedy. These items can include any of the following:

• Furniture
• Electronics
• Appliances
• Clothing and Jewelry
• Antique Items

These are some of the most common property items listed on renters insurance policies. Anything else that you own and is valuable to you should also be listed.

Relocation Expenses

When the property you are renting has severe enough damage that you need to relocate temporarily, you can be reimbursed for these expenses. At the same time, the home or apartment is being repaired. Any hotel expenses or temporary leases you need to make for longer renovation projects are covered with your policy.

These expenses are also covered if the property is not repairable, and you need to find another property to rent. In-between expenses, while you are displaced between the old and new locations, are also covered.

Get Your Policy Today

If you are currently renting or looking to rent and need to purchase a renters insurance policy, our team at Bridgeway Insurance Group is happy to assist our Pennsylvania clients. Give us a call today for more information.